This essay sets up a relationship between social constructionism and the risk theory of Ulrich Beck. This dialogue is mutually enhancing. Risk theory adds a conceptualization of societal process to the relational focus of social constructionism as justified by Kenneth Gergen. It both establishes the particular character of a social world put at risk by its own modernization and proves the identity between individualization and societalization. Simultaneously, social constructionism goes beyond the traditionally individualized phenomenology of mental life in a way that is compatible with but as yet lacking in Beck's approach. Potential heir to the marriage we broker is something that stands outside the thinking of either partner: a psychology of experience. We argue that this psychology both bids fair to transform Enlightenment ambitions for the subject and provides a new conception of the task faced by the growing number of psychologists whose work is to grapple with the problems of those who live 'at risk'.